Commercial Real Estate Loans closing in as few as 14 days
Compare Commercial Real Estate Loans options side by side.
Financing for office, retail, industrial and mixed-use properties. Share your deal to request quotes and compare your options.
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Compare Commercial Real Estate Loans options
Top Commercial Real Estate Lenders
Nationwide Commercial Real Estate Loans lenders compared side by side. Review loan amounts, leverage, rates and terms, then request quotes to see real offers on your deal.
Listings are for information only. Rates, fees, leverage and licensing vary by lender, borrower and state, so confirm current terms directly. We are an independent comparison site, not a lender.
Commercial Real Estate Loans: Close in as Few as 14 Days
If you are comparing Commercial Real Estate Loans, this guide covers how this type of funding works, what lenders evaluate and how to move from first call to closing. Lenders operate across the country, so the same structure can be applied to a rental in Phoenix, a renovation in Atlanta or a new build in Nashville, while pricing and terms vary by local market.
Typical Commercial Real Estate Loans terms
14 daysClose
Typical Commercial Real Estate Loans terms
Property types
Office, retail, industrial and mixed-use properties
Typical terms shown for illustration. Actual rates, leverage and timelines depend on the borrower, the property and underwriting.
Every file is reviewed on the strength of the property and the plan behind it.
How Commercial Real Estate Loans Are Structured
Commercial and multifamily loans finance income-producing buildings, with underwriting centered on net operating income and the strength of the asset. Each file is reviewed on its own merits, with local rents, comparable sales, property taxes and insurance costs all shaping the final terms. That is why two borrowers asking about the same loan type can receive very different offers.
What Lenders Look at for Commercial Real Estate Loans
For this kind of loan, underwriting centers on net operating income, occupancy, the building's condition, your liquidity and your operating experience. A complete, well-organized package helps your request move faster and often leads to better terms.
Property details: location, condition, property type and recent comparable sales nearby.
Borrower profile: credit score, liquidity and real estate experience.
Deal structure: purchase price, down payment or equity and your planned exit.
Documentation: entity paperwork, an insurance quote and a clear scope or lease information.
Who Uses Commercial Real Estate Loans
Typical uses include acquiring apartment buildings, mixed-use and small commercial properties, or refinancing stabilized assets. First-time investors value having each step explained in plain language, while experienced operators look for a lender that can repeat the process quickly across multiple properties and markets.
Commercial Real Estate Loans Nationwide, with Local Detail
Rules on taxes, insurance, landlord-tenant law and foreclosure timelines differ from one state to the next, which is why we publish a dedicated page for each state. Choose your state below for local lending details, then send us your scenario.
Commercial Real Estate Loans Timeline and Next Steps
Timelines depend on the property type and reports required, but a clear package of rent rolls and operating statements keeps things moving. Most borrowers follow the same four steps: submit the scenario, review indicative terms, order the appraisal and title work, and close with a licensed settlement agent.
Rates, fees and licensing requirements depend on the loan and the borrower, so always confirm current terms with a lender licensed in your state. Use the form at the top of this page to share your deal and request quotes.
Commercial Real Estate Loans by State
Choose your state to see how Commercial Real Estate Loans work in your market, with local details on the cities and property types lenders typically serve.
Alabama
Commercial Real Estate Loans
Local conditions across Alabama, including affordable Southern markets, Huntsville's tech and defense growth, and Gulf Coast vacation rentals, shape every quote. Commercial Real Estate Loans can help you acquire or refinance income-producing buildings. Read the full Alabama guide for local details.
Commercial Real Estate Loans for Alaska properties: net-operating-income underwriting tailored to markets like Anchorage, Fairbanks and Juneau. See typical terms, uses and what lenders look at.
Commercial Real Estate Loans for Arizona properties: net-operating-income underwriting tailored to markets like Phoenix, Tucson and Mesa. Send your scenario for a state-specific quote.
Investing in Little Rock, Fayetteville or Fort Smith? Commercial Real Estate Loans in Arkansas centers on net-operating-income underwriting, so you can acquire or refinance income-producing buildings. Send your scenario for a state-specific quote.
With high-value coastal metros, tight inventory and some of the strongest rents in the country, California rewards deal-specific underwriting. See how Commercial Real Estate Loans works in Los Angeles and beyond. See typical terms, uses and what lenders look at.
Commercial Real Estate Loans for Colorado properties: net-operating-income underwriting tailored to markets like Denver, Colorado Springs and Aurora. Send your scenario for a state-specific quote.
Local conditions across Connecticut, including older housing stock, commuter towns and rental demand tied to New York and Boston, shape every quote. Commercial Real Estate Loans can help you acquire or refinance income-producing buildings. Send your scenario for a state-specific quote.
Local conditions across Delaware, including a compact market with beach-town rentals and easy reach of Philadelphia and Baltimore, shape every quote. Commercial Real Estate Loans can help you acquire or refinance income-producing buildings. Send your scenario for a state-specific quote.
With year-round population growth, vacation rentals and a very active investor community, Florida rewards deal-specific underwriting. See how Commercial Real Estate Loans works in Miami and beyond. See typical terms, uses and what lenders look at.
From Atlanta to Augusta, Georgia borrowers use Commercial Real Estate Loans to acquire or refinance income-producing buildings, backed by net-operating-income underwriting. Send your scenario for a state-specific quote.
Commercial Real Estate Loans for Hawaii properties: net-operating-income underwriting tailored to markets like Honolulu, Kailua and Kapolei. Send your scenario for a state-specific quote.
Idaho offers rapid growth around Boise, outdoor-recreation towns and rising prices. Investors in Boise and Meridian use Commercial Real Estate Loans to acquire or refinance income-producing buildings. Read the full Idaho guide for local details.
Commercial Real Estate Loans for Illinois properties: net-operating-income underwriting tailored to markets like Chicago, Aurora and Naperville. See typical terms, uses and what lenders look at.
From Indianapolis to Evansville, Indiana borrowers use Commercial Real Estate Loans to acquire or refinance income-producing buildings, backed by net-operating-income underwriting. Read the full Indiana guide for local details.
Local conditions across Iowa, including low-cost, stable markets and university-driven rental demand, shape every quote. Commercial Real Estate Loans can help you acquire or refinance income-producing buildings. Send your scenario for a state-specific quote.
From Wichita to Kansas City, Kansas borrowers use Commercial Real Estate Loans to acquire or refinance income-producing buildings, backed by net-operating-income underwriting. Read the full Kansas guide for local details.
With low purchase prices, solid rental yields and growth in Louisville and Lexington, Kentucky rewards deal-specific underwriting. See how Commercial Real Estate Loans works in Louisville and beyond. Send your scenario for a state-specific quote.
With distinctive coastal and historic housing stock with strong rental demand in New Orleans and Baton Rouge, Louisiana rewards deal-specific underwriting. See how Commercial Real Estate Loans works in New Orleans and beyond. Read the full Louisiana guide for local details.
With coastal vacation rentals, historic housing and a tight year-round supply, Maine rewards deal-specific underwriting. See how Commercial Real Estate Loans works in Portland and beyond. Read the full Maine guide for local details.
Commercial Real Estate Loans for Maryland properties: net-operating-income underwriting tailored to markets like Baltimore, Columbia and Germantown. Read the full Maryland guide for local details.
Massachusetts offers dense, high-value markets around Boston, college-driven demand and older multifamily homes. Investors in Boston and Worcester use Commercial Real Estate Loans to acquire or refinance income-producing buildings. See typical terms, uses and what lenders look at.
Michigan offers affordable Detroit-area pricing, university towns and lake-country rentals. Investors in Detroit and Grand Rapids use Commercial Real Estate Loans to acquire or refinance income-producing buildings. Send your scenario for a state-specific quote.
Minnesota offers a strong Twin Cities economy, stable rents and a cold-weather construction calendar. Investors in Minneapolis and Saint Paul use Commercial Real Estate Loans to acquire or refinance income-producing buildings. See typical terms, uses and what lenders look at.
With very low entry prices, high gross yields and Gulf Coast opportunities, Mississippi rewards deal-specific underwriting. See how Commercial Real Estate Loans works in Jackson and beyond. Send your scenario for a state-specific quote.
From Kansas City to Springfield, Missouri borrowers use Commercial Real Estate Loans to acquire or refinance income-producing buildings, backed by net-operating-income underwriting. See typical terms, uses and what lenders look at.
Montana offers resort-driven demand, limited inventory and rising prices in Bozeman and Missoula. Investors in Billings and Missoula use Commercial Real Estate Loans to acquire or refinance income-producing buildings. Read the full Montana guide for local details.
Local conditions across Nebraska, including stable, low-volatility markets in Omaha and Lincoln with consistent renter demand, shape every quote. Commercial Real Estate Loans can help you acquire or refinance income-producing buildings. See typical terms, uses and what lenders look at.
Investing in Las Vegas, Henderson or Reno? Commercial Real Estate Loans in Nevada centers on net-operating-income underwriting, so you can acquire or refinance income-producing buildings. See typical terms, uses and what lenders look at.
From Manchester to Concord, New Hampshire borrowers use Commercial Real Estate Loans to acquire or refinance income-producing buildings, backed by net-operating-income underwriting. See typical terms, uses and what lenders look at.
With dense, high-demand markets near New York and Philadelphia plus Jersey Shore rentals, New Jersey rewards deal-specific underwriting. See how Commercial Real Estate Loans works in Newark and beyond. Read the full New Jersey guide for local details.
Local conditions across New Mexico, including affordable pricing, a growing Albuquerque market and distinctive Santa Fe properties, shape every quote. Commercial Real Estate Loans can help you acquire or refinance income-producing buildings. See typical terms, uses and what lenders look at.
Local conditions across New York, including everything from New York City multifamily to upstate value markets and Hudson Valley rentals, shape every quote. Commercial Real Estate Loans can help you acquire or refinance income-producing buildings. See typical terms, uses and what lenders look at.
From Charlotte to Greensboro, North Carolina borrowers use Commercial Real Estate Loans to acquire or refinance income-producing buildings, backed by net-operating-income underwriting. See typical terms, uses and what lenders look at.
Local conditions across North Dakota, including energy-linked demand, small stable markets and a growing Fargo area, shape every quote. Commercial Real Estate Loans can help you acquire or refinance income-producing buildings. Send your scenario for a state-specific quote.
With affordable Midwest pricing, strong cash flow and a spread of metros from Columbus to Cleveland, Ohio rewards deal-specific underwriting. See how Commercial Real Estate Loans works in Columbus and beyond. Read the full Ohio guide for local details.
Oklahoma offers low entry prices, steady rents and energy-sector jobs in Oklahoma City and Tulsa. Investors in Oklahoma City and Tulsa use Commercial Real Estate Loans to acquire or refinance income-producing buildings. Send your scenario for a state-specific quote.
Investing in Portland, Salem or Eugene? Commercial Real Estate Loans in Oregon centers on net-operating-income underwriting, so you can acquire or refinance income-producing buildings. Send your scenario for a state-specific quote.
From Philadelphia to Allentown, Pennsylvania borrowers use Commercial Real Estate Loans to acquire or refinance income-producing buildings, backed by net-operating-income underwriting. Read the full Pennsylvania guide for local details.
With a compact coastal market with older multifamily homes and university-driven rentals, Rhode Island rewards deal-specific underwriting. See how Commercial Real Estate Loans works in Providence and beyond. Send your scenario for a state-specific quote.
Local conditions across South Carolina, including coastal growth in Charleston and Myrtle Beach plus an expanding Upstate, shape every quote. Commercial Real Estate Loans can help you acquire or refinance income-producing buildings. Send your scenario for a state-specific quote.
South Dakota offers small, stable markets with growth around Sioux Falls and Rapid City. Investors in Sioux Falls and Rapid City use Commercial Real Estate Loans to acquire or refinance income-producing buildings. See typical terms, uses and what lenders look at.
Commercial Real Estate Loans for Tennessee properties: net-operating-income underwriting tailored to markets like Nashville, Memphis and Knoxville. See typical terms, uses and what lenders look at.
Local conditions across Texas, including large metros such as Dallas-Fort Worth, Houston, Austin and San Antonio with rapid population growth, shape every quote. Commercial Real Estate Loans can help you acquire or refinance income-producing buildings. See typical terms, uses and what lenders look at.
Utah offers the fast-growing Wasatch Front, strong job growth and resort-town rentals. Investors in Salt Lake City and Provo use Commercial Real Estate Loans to acquire or refinance income-producing buildings. Send your scenario for a state-specific quote.
From Burlington to Rutland, Vermont borrowers use Commercial Real Estate Loans to acquire or refinance income-producing buildings, backed by net-operating-income underwriting. Read the full Vermont guide for local details.
Commercial Real Estate Loans for Virginia properties: net-operating-income underwriting tailored to markets like Virginia Beach, Norfolk and Richmond. Send your scenario for a state-specific quote.
Commercial Real Estate Loans for Washington properties: net-operating-income underwriting tailored to markets like Seattle, Spokane and Tacoma. Send your scenario for a state-specific quote.
West Virginia offers low purchase prices, small markets and outdoor-recreation rentals. Investors in Charleston and Huntington use Commercial Real Estate Loans to acquire or refinance income-producing buildings. Send your scenario for a state-specific quote.
From Milwaukee to Green Bay, Wisconsin borrowers use Commercial Real Estate Loans to acquire or refinance income-producing buildings, backed by net-operating-income underwriting. See typical terms, uses and what lenders look at.
With small, tightly held markets, energy-linked demand and resort rentals around Jackson, Wyoming rewards deal-specific underwriting. See how Commercial Real Estate Loans works in Cheyenne and beyond. Send your scenario for a state-specific quote.